Disclaimer

Retirement Income & Distribution Planning

• Analysis of your income needs now, and our goal is to help you get and maintain a comfortable standard of living
• Analysis and recommendations for ways to maximize your social security benefits
• Recommendations regarding the appropriate distribution strategy for your IRAs and employer retirement plans, including PERS, 401(k), 403(b), 457 and other pension plans
• Analysis of the beneficiary structure of your retirement plans
• Review the possibilities of converting to a Roth IRA

Tax Planning with Emphasis on Efficiency

• Tax reduction strategies including tax advantaged investments and tax deferred retirement plans
• Complimentary consultation with your tax preparer

Insurance Review and Analysis

• Analysis of current insurance policies (Life, Disability)
• Assess current needs and insurance amounts to determine if appropriate
• Provide quotes and underwriting as necessary for Life, Disability and Long Term Care Insurance
• Review inforce permanent life insurance investment returns to determine if policy is performing as intended

Financial Advice for Businesses

• Strategic Business Planning
• Proactive Tax Reduction Strategy
• Retirement and Exit Planning

Family Wealth Transfers

• Analysis of your current estate plan and potential tax liabilities
• Assistance transferring assets to your Living Trust or other trusts
• Review of beneficiary designations and asset titling
• Complimentary consultation with your attorney
• Guidance and advice in the event of the death of a loved one

Knecht Capital Management, LLC and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

Financial Planning & Investment Services

• Development of an Investment Policy Statement and portfolio asset allocation.
• Creation of Personalized Financial Plan with continuous monitoring at every meeting.
• Frequent meetings to review and evaluate your investment performance, update your financial objectives and if necessary, reallocate your portfolio
• Recommendations regarding asset allocations within your employer-provided retirement plans
• Aggregation of all your accounts to simplify and reduce paperwork

Personalized Service

• Frequent reviews
• One-on-one planning for your life events
• Independent advice
• Secure online access to your accounts and online planning tools